Understanding your dental insurance shouldn’t be confusing. Whether you’re scheduling a routine cleaning, need a filling, or are facing a more extensive dental procedure, knowing what your insurance covers can help you make informed decisions about your oral health.
At Opencare Dental, we believe quality dental care should be affordable and accessible. Our knowledgeable team is happy to explain your dental benefits, verify your insurance coverage, and help you maximize your available benefits before treatment begins.
What Does Dental Insurance Usually Cover?
While every dental insurance plan is different, most follow a similar structure.
Preventive Care (Often Covered at 80–100%)
Preventive care is designed to keep your smile healthy and catch problems before they become more serious. Many dental insurance plans cover most or all of the cost of preventive services, including:
- Comprehensive dental exams
- Professional teeth cleanings
- Digital X-rays
- Fluoride treatments (especially for children)
- Preventive oral health screenings
Scheduling regular preventive visits is one of the best ways to avoid costly dental problems in the future.
Learn more about our Dental Exams & Cleanings.
Basic Restorative Services
Basic restorative procedures are commonly covered at approximately 70–80%, depending on your specific insurance plan. These services may include:
- Tooth-colored fillings
- Simple tooth extractions
- odontal (gum disease) treatment
- Emergency dental care
Treating dental problems early often helps prevent the need for more extensive procedures later.
Related Services:
Major Dental Procedures
Many dental insurance plans provide partial coverage for major restorative procedures, often around 50% after deductibles have been met. These services may include:
- Dental crowns
- Root canal therapy
- Dental bridges
- Complete or partial dentures
- ome oral surgery procedures
Most plans also have an annual maximum benefit, so it’s important to use your benefits before they expire each year.
Learn more about:
Does Dental Insurance Cover Cosmetic Dentistry?
In most cases, cosmetic dental treatments such as professional teeth whitening or purely aesthetic procedures are not covered because they are considered elective.
However, restorative treatments that improve both function and appearance—such as crowns or certain tooth restorations—may receive partial insurance coverage when they are medically necessary.
Popular Dental Insurance Plans Accepted at Opencare Dental
Opencare Dental proudly accepts many popular PPO dental insurance plans, including:
- Aetna
- Ameritas
- Assurant/DHA
- Cigna
- Delta Dental
- GEHA Connection
- Guardian
- MetLife
- Principal
- United Concordia
- United Healthcare
Don’t see your insurance provider listed? Please contact our office. Our friendly team is happy to verify your benefits and let you know whether your plan is accepted before your appointment.
Learn more about our andNew Patient Information accepted insurance plans.
What If I Don’t Have Dental Insurance?
Many people postpone dental care because they don’t have insurance—but delaying treatment often allows small dental issues to become larger, more expensive problems.
At Opencare Dental, we welcome patients with and without insurance. Our team will discuss your treatment options, explain costs upfront, and help you prioritize your dental care based on your needs and budget.
Be sure to ask about our New Patient Special, which offers an affordable way to get started with your dental care.
How Can I Maximize My Dental Benefits?
To make the most of your dental insurance:
- Schedule your preventive cleanings every six months.
- Use your annual benefits before they expire.
- Address small dental problems before they become more costly.
- Ask your dental office to verify your insurance benefits before treatment.
- Follow your dentist’s recommended treatment plan to protect your long-term oral health.
Many patients are surprised to learn that unused dental insurance benefits typically do not carry over into the next year.
Why Choose Opencare Dental?
Our goal is to make visiting the dentist simple, comfortable, and affordable.
Whether you need preventive care, emergency treatment, restorative dentistry, or a complete smile restoration, our experienced team is committed to helping you achieve a healthy, confident smile while making the most of your dental insurance benefits.
We proudly welcome new patients from Tucson and the surrounding communities.
Schedule your appointment today and let Opencare Dental help you maximize your dental insurance benefits while keeping your smile healthy for years to come.